Cibil Detect is the first, centralised repository in India on confirmed frauds, cases of misuse or attempted misuse of data and suspected or high-risk cases that are under investigation in banks and financial institutions, a press release said. It also contains information on high-risk vendors and agents which credit grantors can share and access. It also keeps track of modus operandi of individuals who have committed banking-related frauds in the past, the release added.